Buy-to-let mortgages are provided for property purchases or remortgage for investment in the private rental sector. Assessment of borrower affordability can be based on projected rental income and/or earnings, dependent on the lender’s individual policy.

More and more people are investing in property as a long-term opportunity to make profitable returns, and as a way of securing finance for their retirement.

The owner is then able to benefit from any appreciation in the capital value of the house itself.

They are also likely to be able to maintain the property and meet much of the loan repayment from the revenue realised by letting.

There are now plenty of competitive buy to let mortgage deals around that are specifically aimed at the buy-to-let market, ranging from special offer buy to let mortgage deals to fixed and variable rate options.

• Rental income – 130% or more of total secured lending repayments. If rent is less than 130% then additional income acceptable with a full incoming and outgoings assessment.
• Many property types considered.
• Capital and Repayment or Interest Only options are available

To find the best deal please call Affno Financial Services on 020 8816 8705 or email  us on info@affnofinancial.com

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