You may have seen recent press articles that some lenders have increased their standard variable rate (SVR). Meaning your monthly mortgage payments would increase if you are a borrower with on SVR with these lenders.
Despite the Bank of England Base Rate staying at an all-time low, your lender may have the ability to increase their [...]

There has been a lot of recent press around the increase in the Buy-to-Let market. Many lenders are looking to increase their funding for Buy-to-let properties and new lenders are also considering entering the buy-to-let market, so now might be a great time to start or increase your portfolio.
New research from specialist buy-to-let lender Paragon [...]

New research from Barclays* has shown that an estimated 800,000 people are currently on their lenders Standard Variable Rate and could benefit from considering a remortgage.
Many lenders have recently reduced their interest rates on new products, so if your mortgage deal has come to an end, now might be a great time to remortgage. [...]

With interest rates at an all time low now is a great time to use your savings to reduce your mortgage debt.
Here at Affno Financial , we have access to a range of offset mortgage deals, some which are not available on the high street. Not only that but we will assess your [...]

Do you run your own business? If the answer to this question is ‘yes’ then it is imperative that all your commercial insurance needs are covered. In the current climate it can be tempting to ignore these requirements in order to reduce your business expenditure. However, if the worst happens the cost [...]

January is often a time that people plan to ‘tighten their belts’ and with the recent additional VAT increase, this year it is more relevant than ever before. We could assist you in many aspects of your finances and may even able to save you a significant amount of money
Your Mortgage: Whether you [...]

If you currently have a tracker mortgage then an increase would have a direct affect. If the base rate increased by 0.25% then your mortgage rate would also increase by this amount.  This may not sound like much but on a £200k interest only mortgage this would amount to approximately £40 per month.
If you have [...]

Are you considering a Buy-to-Let purchase or remortgage, but think the market is less than perfect?
You may be pleasantly surprised! Whilst the Buy-to-Let market has not reached the levels seen at the peak in 2007, it has expanded by 70% since September 2009. 
At Affno Financial we have access to a wide range of Buy-to-Let mortgage [...]

First of all, buying a house or flat is an expensive business so it’s a good idea to work out whether you can afford to borrow enough to get on the local property ladder in the first place.
Your income multiples

Generally speaking, a residential mortgage lender will lend you between three and five times your gross [...]