There has been a lot of recent press around the increase in the Buy-to-Let market. Many lenders are looking to increase their funding for Buy-to-let properties and new lenders are also considering entering the buy-to-let market, so now might be a great time to start or increase your portfolio.
New research from specialist buy-to-let lender Paragon [...]

New research from Barclays* has shown that an estimated 800,000 people are currently on their lenders Standard Variable Rate and could benefit from considering a remortgage.
Many lenders have recently reduced their interest rates on new products, so if your mortgage deal has come to an end, now might be a great time to remortgage. [...]

With interest rates at an all time low now is a great time to use your savings to reduce your mortgage debt.
Here at Affno Financial , we have access to a range of offset mortgage deals, some which are not available on the high street. Not only that but we will assess your [...]

Do you run your own business? If the answer to this question is ‘yes’ then it is imperative that all your commercial insurance needs are covered. In the current climate it can be tempting to ignore these requirements in order to reduce your business expenditure. However, if the worst happens the cost [...]

January is often a time that people plan to ‘tighten their belts’ and with the recent additional VAT increase, this year it is more relevant than ever before. We could assist you in many aspects of your finances and may even able to save you a significant amount of money
Your Mortgage: Whether you [...]

Do you currently have a Halifax mortgage product that is due to end or are you currently on a Halifax standard variable rate mortgage?  With our help you could transfer your current Halifax mortgage to a new Halifax mortgage product up to three months before your current deal ends or even after it has ended!
We [...]

Have you ever examined your home insurance policy to ensure that it covers everything you require, or did you simply purchase the cover based on cost or because it was the easiest option available to you at the time?  If the answers to the second parts of the question are yes, then you are certainly [...]

If you currently have a tracker mortgage then an increase would have a direct affect. If the base rate increased by 0.25% then your mortgage rate would also increase by this amount.  This may not sound like much but on a £200k interest only mortgage this would amount to approximately £40 per month.
If you have [...]

When you come to the end of your special deal period, it’s well worth while looking to the market to see what else is on offer.
Remortgaging is a good way to escape high variable or fixed interest rates and take advantage of some of the current fixed-rate, tracker or discount mortgages which have much lower [...]

There are many varying degrees of flexibility. In order to be truly flexible, a mortgage must allow borrowers to do the following:

Overpay
Underpay
Take Payment Holidays
Borrow back overpayments
Carry no redemption penalties
Calculate interest daily

Some so-called flexible mortgages may only meet a couple of these criteria, while other all-singing, all-dancing mortgages allow you to do much more. So make [...]